Finance articles
Every PesaCalc guide, insight and strategy in the Finance category, practical advice for Kenyans.
Kenya's Inflation Just Hit 6.7% - What May 2026's Number Means for Your Money
Inflation accelerated to 6.7% in May 2026, the highest since January 2024, driven by transport (+16.5%) and food (+9.4%). Here is what it does to your savings, salary and loans, and the net yields that still beat it.
Petrol vs Diesel vs Electric Cars in Kenya: True Cost of Driving (2026)
With petrol above KES 214 and diesel above KES 232 a litre in 2026, the cost of driving in Kenya has changed, and diesel is now pricier than petrol. We compare petrol, diesel and electric on real cost per kilometre and total ownership.
How SHIF, NSSF & the Housing Levy Changed Your Take-Home Pay in 2026
Your 2026 payslip has four statutory deductions, PAYE, SHIF (2.75%), NSSF up to KES 6,480, and the 1.5% Housing Levy. Here is exactly what comes out, why net pay dropped in February 2026, and how to calculate your real take-home.
Kenya Car Import Duty Calculator (2025–2026) – Exact KRA Tax Formula
How much will KRA charge to import your car? Get an instant, accurate breakdown of Import Duty, Excise, VAT, IDF and Railway Levy using current CRSP data and Finance Act rates.
SME Loans in Kenya 2026: Every Financing Option Compared
Bank loans, SACCOs, mobile credit, DFIs, and government funds, a complete guide to SME financing in Kenya with eligibility, rates, and what lenders actually want to see.
How I Cleared KES 310K in Debt in Kenya Without Earning More
KES 310,000 in combined mobile loans, SACCO debt, and credit card balances. Here is the exact sequence used to clear it in 18 months.
How to Get Out of Debt in Kenya: The Complete Guide
A practical, step-by-step guide for Kenyans navigating mobile loans, SACCO debt, bank loans, and family borrowing. No fluff, just the system.