Terms of Use ⚖️

1. Use of the Website

PesaCalc provides financial calculators, tools, educational content, and informational resources for general informational purposes only.

You agree to use this website:

• Only for lawful purposes
• In a manner that does not violate any applicable laws or regulations
• Without attempting to disrupt, damage, or interfere with the website's functionality or security

2. No Financial or Investment Advice

All content on PesaCalc, including calculators, articles, comparisons, and projections:

• Is provided for educational and informational purposes only
• Does not constitute financial, investment, legal, or tax advice

Financial calculations are estimates and may not reflect real-world outcomes. You are solely responsible for any financial decisions you make based on information obtained from this website.

3. Accuracy of Information

While we strive to keep information accurate and up to date:

• We make no warranties regarding completeness, accuracy, or reliability
• Rates, figures, and assumptions may change without notice
• Past performance does not guarantee future results

4. Intellectual Property Rights

All content on PesaCalc, including but not limited to:

• Text, calculators, tools, graphics, logos, and design
• Source code and website layout

is the property of PesaCalc unless otherwise stated and is protected by applicable copyright and intellectual property laws.

5. User Conduct

You agree not to:

• Attempt unauthorized access to any part of the website
• Introduce malware, viruses, or malicious code
• Scrape, harvest, or misuse website data
• Misrepresent your identity or submit false information

6. Third-Party Links and Services

PesaCalc may contain links to third-party websites or services. These links are provided for convenience only.

We:

• Do not control third-party websites
• Are not responsible for their content, policies, or practices
• Do not endorse any third-party products or services unless explicitly stated

7. Disclaimer of Warranties

PesaCalc is provided on an "as is" and "as available" basis.

We make no warranties, express or implied, including but not limited to:

• Fitness for a particular purpose
• Non-infringement
• Availability or uninterrupted access

We do not guarantee that the website will be error-free, secure, or always available.

8. Limitation of Liability

To the fullest extent permitted by law:

• PesaCalc and its owners shall not be liable for any direct, indirect, incidental, or consequential damages
• This includes loss of profits, data, or financial losses arising from the use of this website

9. Indemnification

You agree to indemnify and hold harmless PesaCalc, its owners, and affiliates from any claims, damages, liabilities, or expenses arising from:

• Your use of the website
• Your violation of these Terms
• Your violation of any applicable laws or third-party rights

10. Modifications to These Terms

We reserve the right to update or modify these Terms of Use at any time without prior notice.

Changes will be effective immediately upon posting on this page. Continued use of the website constitutes acceptance of the revised Terms.

11. Governing Law

These Terms shall be governed and interpreted in accordance with the laws of Kenya, without regard to conflict of law principles.