#take home pay

How SHIF, NSSF & the Housing Levy Changed Your Take-Home Pay in 2026

Your 2026 payslip has four statutory deductions — PAYE, SHIF (2.75%), NSSF up to KES 6,480, and the 1.5% Housing Levy. Here is exactly what comes out, why net pay dropped in February 2026, and how to calculate your real take-home.