Investing articles
Every PesaCalc guide, insight and strategy in the Investing category, practical advice for Kenyans.
Mansa X Returns H1 2026: 10.97% Net in Six Months, Explained
Mansa X returned 10.97% net in the first half of 2026 (Q1 4.74%, Q2 5.95%), with the USD fund at 6.54% and combined assets past USD 1 billion. What the numbers mean, how they compare to MMFs and T-Bills, and what KES 1M actually became.
Compound Interest vs a Big Salary: Who Wins the Wealth Race?
Brian starts with KES 5 million. Achieng starts with 50,000 but earns 350,000 and saves hard. Ten years on, who is richer? The answer reveals the one number that really builds wealth in Kenya.
Britam Money Market Fund in 2026: Yield, Minimums, and How It Compares
The Britam MMF is one of Kenya's most popular funds, KES 1,000 entry, an established insurer behind it, and a current yield around 9.7% gross. Here is what you actually earn after tax, and how it stacks up against Cytonn, Etica and CIC.
Best Money Market Funds in Kenya (June 2026): All Yields Ranked
Cytonn, Nabo and Etica top the June 2026 MMF yield table at over 11% gross, while the big-brand funds pay 8.4-9.7%. Here is every major fund ranked, what you actually keep after 15% tax, and how to choose.
Money Market Fund vs Fixed Deposit vs T-Bill: Where Should Kenyans Save in 2026?
Top Kenyan money market funds returned 11-13% in early 2026, T-bills track the 9% CBR, and fixed deposits sit in between. We compare liquidity, returns, tax and risk so you park your cash in the right place.
Kenya Money Market & Bond Returns in 2026: Where the Yields Landed
The rate-cut cycle has trimmed Kenyan savings returns. Here are the real 2026 numbers, money market funds (~9% average, top funds 12-13%), Treasury bills under 8%, bonds near 12%, and how to choose, after tax.
The Truth About Lock-In Periods: How Kenyan Private Funds Really Work
Discover how Kenyan private funds handle lock-in periods. Learn the difference between standard lock-ins and auto-locks, and why most funds avoid automatic rollovers.
Mansa X vs Oak Special Fund 2026: Returns, Fees, Verdict
Mansa X returned 20.74% net in 2025 vs Oak's 18.99%, then 10.97% vs 8.06% in H1 2026. Every figure verified against the funds' own 2025 and 2026 fact sheets (all linked), plus fees, minimums and an honest verdict.
Mansa X vs Oak Special Fund: What KES 1,000,000 Actually Produced (Official Data)
Official fact sheet figures: KES 1M in Mansa X since 2019 = KES 3,431,672. KES 1M in Oak since inception = KES 1,511,398. Here is the full breakdown.
Why Some Kenyan Income Funds Are Paying Less - And What to Do About It
Your income fund yield dropped and you are not sure why. Here is what is driving the divergence between funds, and how to respond.
The Truth About Income Funds in Kenya (2025 Edition)
Income funds promise stable, predictable returns. But not all perform equally, and the fine print matters enormously. Here is what you need to know before investing.
M-Pesa vs SACCO vs Stocks: Where to Invest KES 5,000 in Kenya
A data-backed comparison of Kenya's three most popular investment options, and which one actually wins over 5 years.